Muffins.

It's important to reward oneself.

Chocolate Chip Pancakes are a tremendous reward.

But so are muffins.

Banana Chocolate Chip Ginger Muffins, that is.

This is a simple quick bread recipe, but along with any other quick bread recipe, can be turned into muffins.  For the golden/slightly crisp feature leave it in the oven for 30 minutes.